What Rental Investors should be asking their Agent when it comes to insurance?

What Rental Investors should be asking their Agent when it comes to insurance:

-Premises Liability – YES this does include a “duty to defend” – even against frivolous lawsuits landlords dread! Make sure you have enough coverage.

-Basic/Special Form Coverage – do you know what a Named peril vs Special Form policy mean? One is not better than the other depending on your risk tolerance we provide the pricing difference and information to help you get the coverage that fits your needs.

-Replacement Cost vs ACV Coverage – Every property and owner is different – what is your risk tolerance – Yes you can save a lot of $ while keeping the protection you need.

Don’t be insurance Poor – Be insurance Smart and understand your rental property insurance – We can help you!