Contractors Insurance Tailored to Your Business Needs
General contractors, contractors and subcontractors must meet a series of legal and business requirements in order to work in Minnesota—including the requirement to carry the proper insurance coverage. At the Gillette Agency, in Bloomington, we can help you obtain this coverage quickly and cost-effectively so that you can focus on what matters most: running your business.
Contractors We Insure
Our customers include:
- HVAC installers/heating and air conditioning
- Drywall installers
- Door and window installers
- Landscaping and lawn services
- Janitorial/window cleaning
Insurance Coverage for Small- to Mid-Sized Contractors in Minnesota
Gillette Agency isn’t about providing insurance coverage for the biggest companies out there. It’s about finding coverage options for everybody else—the small- to mid-sized contractors and subcontractors who must minimize risks while focusing on the bottom line.
When you work with us, you work with an independent insurance agency that gets to know your business and that connects you with coverage that is right for your needs. This may include general liability insurance, tool/equipment coverage, workers’ compensation insurance or commercial auto insurance coverage.
A Note About General Liability Insurance
Minnesota law states that businesses and contractors issued licenses by the Department of Labor and Industry must have and maintain a general liability insurance policy. If they fail to do so and still hold themselves out as being licensed, they can face steep fines and other penalties.
What is contractor general liability insurance? This type of coverage protects you from claims involving personal injury or property damage that occurs because of your business’s actions. It is often combined with a business owner policy (BOP), but can be purchased as standalone coverage.
When it Comes to Business Insurance, Get Help Getting it Right
When you are a contractor or subcontractor, it is critical to get insurance that is right for your business. The best way to do that is to work with a team who will help make sure your coverage is complete and continuous. At Gillette Agency, this is what we can do for you. Request a free contractor insurance quote or call us at (952) 884-6772 for more information.